Income protection insurance

An excellent idea, but I think you may well struggle to find a company willing to accept pre existing conditions. At the very least there may well be a medical or limitations on what you may get. I would have thought that you would already have had it covered under your existing business insurance or did you opt out? Might be worth checking your exisitng paper work. Certainly being self employed is a huge gamble and is fraught with difficulty, you certainly would not want him further penalised because of his MD. A quick Google search was not very helpful as I am sure you have found. I am sure someone will cone along with more positive news soon.