Viewing 7 posts - 1 through 7 (of 7 total)
  • #75670
    Am I able to get my own house?

    First of all i can’t work because of my md.
    I become very tired, and my mum and dad are my carers. I want to have my own house so I’m not the guy ‘who still lives with his parents at 30,40’. I’m not sure how I would cope alone.

    Ideally I would like a bungalow that’s on a quiet street, that’s not on a scary estate that is far away from my family. Or is this asking too much when I don’t work?

    I have a motability car, are there any schemes like this for houses?

    Also what would happen if I had a house, and then found out I am not able to do it.

    Mded89
    Participant
    Posts: 28
    Joined: 10/03/2014
    #96879
    Re: Am I able to get my own house?

    I moved from my parents house to a bungalow when I was 27. I had already been having PAs for 7 hours a day at that point so I had a good idea I’d manage with 24 hr care. I was very fortunate that a bungalow came up after 2 years of beng on a waiting list. I think that’d be the first step – to contact your local housing department and hopefully they will have a person that can visit and assess needs. It’s 12 years ago so it could well have changed and alight also vary from place to place but I was assessed and given a banding according to need.

    Is there anything that particularly worries you about living independently? It was daunting at first and took a while to adjust but the right decision for me.

    I don’t know of any schemes like Motability for housing. My bungalow is a housing association property.

    A learning experience is one of those things that say, “You know that thing you just did? Don’t do that.” - Douglas Adams

    sar78 sar78
    Moderator
    Posts: 2,246
    Joined: 05/03/2015
    #96880
    Re: Am I able to get my own house?

    Try here http://www.mysafehome.info/index.php you will need to be on certain benefits and have a care plan in place and also be able to get your hands on 20k, but it might be something to look at for the future

    Vicki
    Participant
    Posts: 1,015
    Joined: 05/03/2015
    #96881
    Re: Am I able to get my own house?

    Hi! Mded89,

    I have some experience of these matters and I have also looked into it because my daughter has my condition and may want to one day have a place if her own.
    As sar78 has mentioned there is usually a ‘Choice based housing list scheme’ in most areas these days.
    But before you apply to this which is usually how all housing either Council or Housing Association is allocated, you need to prepare so that you have the best chance of securing a property which is right for you in a timely manner.

    I advise you to look up the Housing register rules for your area on your local Council website and the Social care advice pages.

    1, Get all of you medical evidence together eg- Consultant Diagnosis, the same sort of stuff which you will need for DLA/PIP claims, you will need this for your Housing Benefit claim and for banding ( points awarded on housing waiting list affect how quickly you are allocated a property) Also to give to your OT to explain your needs.
    2, Ask for an OT assessment with regards to your current housing and what you would require in the future to meet your needs is whether a bungalow or flat instead of a house etc…
    3, Contact the Council and ask for the forms for applying to the housing list and for housing benefit. If you require help to fill them in you could make an appointment to visit them and they should help you fill them in. ( obviously you don’t actually fill in the housing benefit one until you have been signed up for a property/ offered a tenancy ).
    4, The housing team may offer to bid on your behalf to your criteria if you find it difficult to bid along side yourself.
    5, Once you are offered a property then call out the OT in advance of accepting if able or once you’ve accepted so adaptations can be applied for if required.

    Other things to take into consideration but which shouldn’t deter you from seeking your independence is whether or not your current property ( parents) is deemed suitable to meet your needs eg has adaptations or enough bedrooms.
    Whether your parents tenancy (if they rent) would be affected if you move out by the ‘ bedroom tax’.
    If you do have adaptations whether they have been funded by a DFG in the last five years?

    Don’t worry about care if you already have carers and a good diagnosis then you should be able to request care from your local authority either provided directly or by using direct payment scheme.
    Another thing to think about is if your parents are your carers whether you still want them to be or would you prefer others eg via an agency ( privacy!) or a mixture of this.
    Does your parents claim benefits as your carer? as this may be affected depending on what you decide to do! Also if they depend on your car to get around what would you do about that?

    None of theses issues are insurmountable though and all can be worked through to enable you to have a home of your own and live independently and lets face it one day you may have to as our parents don’t live for ever lol!

    Good luck! and I hope that it all works out for you!

    Shellybear :yes:

    Shellybear
    Participant
    Posts: 364
    Joined: 09/12/2010
    #96882
    Re: Am I able to get my own house?

    :Post:

    A learning experience is one of those things that say, “You know that thing you just did? Don’t do that.” - Douglas Adams

    sar78 sar78
    Moderator
    Posts: 2,246
    Joined: 05/03/2015
    #96883
    Re: Am I able to get my own house?

    Expert advice.

    "Even if you are not paranoid, it does not mean they are not out to get you!".

    taungfox
    Participant
    Posts: 4,630
    Joined: 27/09/2010
    #96884
    Re: Am I able to get my own house?

    hi. don’t know what its like downsouth . but most Scottish councils have adopted a common housing policy. where you bid on properties to rent across housing stock, private landlord and housing associations. there is specialist housing associations that specialist in disabled housing which are part charity. the one local to me is called “margaret Blackwood”

    whatever you are lucky enough to get will need adapted in some way even if its just minor changes. so I would recommend seeing a social worker and OT.

    As you are not working you may find it advantageous to look for private landlord rentals that are in the area you want and are suitable. there used to be grants available to landlords to adapt so again see your OT. getting a private rent can be alot quicker to obtain as in some cases you can deal direct avoiding waiting list. but you will need to get your rent entitlement sorted. some homeless charities will help with deposits for first rents.

    My my area you still need to see the housing officer/ fill forms to get a point allocation. I would also recommend setting up your carers before moving out to add weight to your application and make sure your comfortable supported.

    Cat
    Moderator
    Posts: 1,002
    Joined: 20/09/2010
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